商业保险


商业保险保护企业免受正常经营过程中可能发生的事件造成的损失. 每个企业主都需要保险来帮助确保您免受企业面临的所有不同类型的风险. 企业主可能需要的商业保险类型包括:
  • General 责任 insurance; to help pay for medical expenses, damages & 声称你的业务造成人身伤害或财产损失的诉讼
  • Commercial Property Insurance; can help protect your company’s physical assets, 比如你的建筑, 家具, 标志, 发生火灾时的设备和库存, 风暴或盗窃. 即使你在家工作,你也可以得到商业财产保险.
  • 企业家的政策, or BOP; is a combined package of different coverages, 比如财产, 责任, 犯罪报道及更多. 可以根据您的需求定制防喷器策略
  • Professional 责任 insurance; insures against negligence claims and helps cover lawsuits that result from mistakes or failure in the services your business provides
  • 商业汽车保险; can protect your business and employees from a variety of damages and accidents related to the operation of vehicles.
  • Workers’ Compensation Insurance; can protect your employees in the instance of a work related accident.
  • Crime Insurance; can protect your business from crime-related losses such as theft and forgery.
  • Business Income Insurance; can help pay bills and cover costs if your business has to close temporarily.
  • Cyber Liability Insurance; can help protect your business from damages related to electronic data, 计算机系统, 数据泄露,甚至电脑攻击.
  • Equipment Breakdown Insurance; can protect your business from damages and costs related to computers, 电气和机械设备故障.
  • Business Interruption Insurance; this insurance covers lost income and expenses resulting from property damage or loss. 这有助于保持你的业务运行,如果外部力量导致您的业务关闭的原因. 例如, 如果一场火灾迫使你关门一个月, 这份保险会报销你的工资, 税, 租金, 这段时间的净利润. 
  • Builder's Risk Insurance; this coverage insures buildings while they are being constructed.
  • Home-Based Businesses; Homeowner’s policies don’t cover home-based businesses like commercial property insurance covers businesses. 如果你经营的是家庭企业, 询问设备和库存的额外保险范围.





无论您的业务需要什么保险,伊利诺伊州保险中心有限公司. 我能为你投保.  要获得报价,请今天打电话给我们 (708) 524-4900.



今天请求免费估计我们的商业保险计划. 
今天欧博APP下载伊利诺斯州芝加哥市的办公室,电话:(708)580-0242 .

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